All figures are based on plan selections with coverage periods that include March 1, 2015. A consumer's metal level corresponds to the policy that he or she selected. Metal levels include platinum, gold, silver, bronze, and catastrophic plans. Catastrophic plans have the lowest premiums, but the highest deductibles and other out-of-pocket expenses, while platinum have the highest premiums and lowest deductibles and out-of-pocket costs. All states allow the sale of gold, silver, and bronze plans but may not allow the sale of platinum and/or catastrophic plans. Additionally, catastrophic plans are generally only available to consumers younger than 30.
